/*
Theme Name: Calouro Financeiro
Theme URI: https://calourofinanceiro.com.br
Author: Ícaro Souto
Description: Tema do Calouro Financeiro: finanças para iniciantes, com calculadoras, mapas e indicadores. Conteúdo educativo.
Version: 1.0.2
Requires at least: 6.4
Requires PHP: 7.4
License: GPL-2.0-or-later
Text Domain: calouro-financeiro
*/
@font-face{font-family:'Figtree';font-style:normal;font-weight:400;font-display:swap;src:url(assets/fonts/figtree-latin-400-normal.woff2) format('woff2')}
@font-face{font-family:'Figtree';font-style:normal;font-weight:500;font-display:swap;src:url(assets/fonts/figtree-latin-500-normal.woff2) format('woff2')}
@font-face{font-family:'Figtree';font-style:normal;font-weight:600;font-display:swap;src:url(assets/fonts/figtree-latin-600-normal.woff2) format('woff2')}
@font-face{font-family:'Figtree';font-style:normal;font-weight:700;font-display:swap;src:url(assets/fonts/figtree-latin-700-normal.woff2) format('woff2')}
@font-face{font-family:'Bricolage Grotesque';font-style:normal;font-weight:600;font-display:swap;src:url(assets/fonts/bricolage-grotesque-latin-600-normal.woff2) format('woff2')}
@font-face{font-family:'Bricolage Grotesque';font-style:normal;font-weight:700;font-display:swap;src:url(assets/fonts/bricolage-grotesque-latin-700-normal.woff2) format('woff2')}
@font-face{font-family:'Bricolage Grotesque';font-style:normal;font-weight:800;font-display:swap;src:url(assets/fonts/bricolage-grotesque-latin-800-normal.woff2) format('woff2')}
@font-face{font-family:'Montserrat';font-style:normal;font-weight:500;font-display:swap;src:url(assets/fonts/montserrat-latin-500-normal.woff2) format('woff2')}
@font-face{font-family:'Montserrat';font-style:normal;font-weight:600;font-display:swap;src:url(assets/fonts/montserrat-latin-600-normal.woff2) format('woff2')}
@font-face{font-family:'Montserrat';font-style:normal;font-weight:800;font-display:swap;src:url(assets/fonts/montserrat-latin-800-normal.woff2) format('woff2')}
:root{
  --navy:#0B2A5B; --navy-2:#123775;
  --blue:#1D5FD0; --blue-700:#174BA6; --blue-50:#F2F7FF; --sky:#E6F0FF; --sky-2:#CFE0FB;
  --white:#fff; --mint:#DDF4E8; --mint-2:#BFE9D2; --green:#1E9E63; --green-ink:#0E6A41;
  --ink:#13233F; --muted:#4D5D79; --line:#D6E2F4;
  --amber-bg:#FFF4DB; --amber-ink:#7A4A00; --red-ink:#A12B2B; --red-bg:#FDE8E8;
  --r-s:8px; --r-m:14px; --r-l:22px;
  --font-h:"Bricolage Grotesque","Trebuchet MS",system-ui,sans-serif;
  --font-b:"Figtree",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --wrap:1200px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--white);color:var(--ink);font:400 17px/1.6 var(--font-b);font-variant-numeric:tabular-nums}
h1,h2,h3,h4{font-family:var(--font-h);line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em;color:var(--navy)}
h1{font-size:clamp(2rem,4.2vw,3.3rem);font-weight:800}
h2{font-size:clamp(1.5rem,2.6vw,2.1rem);font-weight:700}
h3{font-size:1.25rem;font-weight:700}
p{margin:0 0 1em}
a{color:var(--blue);text-underline-offset:3px}
a:hover{color:var(--blue-700)}
img,svg{max-width:100%}
button{font:inherit;cursor:pointer}
:focus-visible{outline:3px solid #7FB0FF;outline-offset:2px;border-radius:6px}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:10px 14px;border-radius:8px;z-index:200}
.skip:focus{left:8px}
.muted{color:var(--muted)}
.small{font-size:.9rem}

/* ---------- Faixa de indicadores ---------- */
.ticker{background:var(--navy);color:#fff;font-size:.88rem}
.ticker .wrap{display:flex;gap:6px 22px;align-items:center;min-height:38px;flex-wrap:wrap;padding-top:4px;padding-bottom:4px}
.ticker b{font-weight:700}
.ticker .tk{display:inline-flex;gap:7px;align-items:baseline;white-space:nowrap}
.ticker .tk span.l{color:#B9CCF2}
.ticker .tk-note{margin-left:auto;color:#B9CCF2;font-size:.8rem}
.ticker a{color:#fff}

/* ---------- Navegação principal ---------- */
.nav{position:sticky;top:0;z-index:60;background:#fff;border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;gap:8px;min-height:68px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-family:var(--font-h);font-weight:800;font-size:1.35rem;letter-spacing:-.02em;margin-right:14px;white-space:nowrap}
.logo:hover{color:var(--navy)}
.logo svg{flex:none}
.logo .wm{display:flex;flex-direction:column;line-height:1;font-family:"Montserrat",var(--font-b);letter-spacing:0}
.logo .wm b{font-weight:800;font-size:.92em;letter-spacing:.06em;color:var(--navy)}
.logo .wm small{font-weight:600;font-size:.44em;letter-spacing:.37em;color:var(--blue);margin-top:4px}
.logo.dark .wm b{color:#fff}.logo.dark .wm small{color:#8FE0B5}
.menu{display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0;flex:1}
.menu>li{position:relative}
.menu>li>a,.menu>li>button{display:flex;align-items:center;gap:6px;padding:10px 12px;border:0;background:none;color:var(--ink);font-weight:600;font-size:.98rem;border-radius:10px;text-decoration:none;white-space:nowrap}
.menu>li>a:hover,.menu>li>button:hover,.menu>li.open>button,.menu>li>a.active,.menu>li>button.active{background:var(--sky);color:var(--blue-700)}
.menu .chev{width:10px;height:10px;transition:transform .15s}
.menu li.open .chev{transform:rotate(180deg)}
.panel{display:none;position:absolute;left:0;top:calc(100% + 6px);background:#fff;border:1px solid var(--line);border-radius:var(--r-m);box-shadow:0 14px 40px rgba(11,42,91,.14);padding:18px;z-index:70;min-width:300px}
.menu li.open>.panel{display:block}
.nav .wrap{position:relative}
.menu>li.mega{position:static}
.panel.wide{left:20px;right:20px;width:auto;top:calc(100% - 4px)}
.panel .cols.c4{grid-template-columns:repeat(4,1fr)}
.panel .cols.c5{grid-template-columns:repeat(5,1fr)}
.panel.right{left:auto;right:0}
.panel .cols{display:grid;grid-template-columns:repeat(3,1fr);gap:6px 18px}
.panel .cols.c2{grid-template-columns:repeat(2,1fr)}
.panel h4{font:700 .82rem var(--font-b);color:var(--muted);margin:2px 0 6px;letter-spacing:.01em;text-transform:uppercase}
.panel a.item{display:block;padding:8px 10px;border-radius:9px;text-decoration:none;color:var(--ink);font-weight:600;line-height:1.3}
.panel a.item small{display:block;font-weight:400;color:var(--muted);font-size:.84rem;margin-top:1px}
.panel a.item:hover{background:var(--sky);color:var(--blue-700)}
.panel .foot{margin-top:10px;padding-top:10px;border-top:1px solid var(--line);font-size:.92rem;display:flex;gap:6px 18px;flex-wrap:wrap}
.nav-tools{display:flex;gap:6px;align-items:center;margin-left:auto}
.icon-btn{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--line);background:#fff;color:var(--ink);border-radius:999px;padding:8px 14px;font-weight:600}
.icon-btn:hover{background:var(--sky)}
.icon-btn kbd{font:600 .75rem var(--font-b);background:var(--sky);border-radius:5px;padding:1px 6px;color:var(--muted)}
.burger{display:none}

/* ---------- Busca ---------- */
.search-ov{position:fixed;inset:0;background:rgba(11,42,91,.45);z-index:100;display:none;align-items:flex-start;justify-content:center;padding:8vh 16px}
.search-ov.on{display:flex}
.search-box{background:#fff;border-radius:var(--r-l);width:min(680px,100%);max-height:80vh;overflow:auto;box-shadow:0 30px 80px rgba(0,0,0,.3)}
.search-box input{width:100%;border:0;border-bottom:1px solid var(--line);padding:20px 22px;font:600 1.2rem var(--font-b);border-radius:var(--r-l) var(--r-l) 0 0;outline:none}
.search-box ul{list-style:none;margin:0;padding:8px}
.search-box li a{display:flex;gap:12px;align-items:baseline;padding:11px 14px;border-radius:10px;text-decoration:none;color:var(--ink)}
.search-box li a:hover,.search-box li a:focus{background:var(--sky)}
.tag{display:inline-block;font-size:.75rem;font-weight:700;border-radius:999px;padding:2px 9px;background:var(--sky);color:var(--blue-700);white-space:nowrap}
.tag.g{background:var(--mint);color:var(--green-ink)}
.tag.a{background:var(--amber-bg);color:var(--amber-ink)}
.tag.r{background:var(--red-bg);color:var(--red-ink)}
.search-empty{padding:18px 22px;color:var(--muted)}

/* ---------- Botões / chips ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;border:2px solid var(--blue);background:var(--blue);color:#fff;font-weight:700;padding:11px 22px;text-decoration:none;line-height:1.2}
.btn:hover{background:var(--blue-700);border-color:var(--blue-700);color:#fff}
.btn.ghost{background:#fff;color:var(--blue-700)}
.btn.ghost:hover{background:var(--sky);color:var(--blue-700)}
.btn.green{background:var(--green-ink);border-color:var(--green-ink)}
.btn.green:hover{background:#0a5434;border-color:#0a5434}
.btn.sm{padding:7px 15px;font-size:.92rem}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{border:1.5px solid var(--sky-2);background:#fff;border-radius:999px;padding:7px 15px;font-weight:600;color:var(--ink);text-decoration:none}
.chip:hover{background:var(--sky)}
.chip[aria-pressed=true],.chip.on,.chip[aria-selected=true]{background:var(--blue);border-color:var(--blue);color:#fff}

/* ---------- Seções ---------- */
.sec{padding:56px 0}
.sec.tint{background:var(--blue-50)}
.sec.mint{background:var(--mint)}
.sec-h{display:flex;align-items:end;justify-content:space-between;gap:16px;margin-bottom:22px;flex-wrap:wrap}
.sec-h h2{margin:0}
.sec-h p{margin:4px 0 0;color:var(--muted)}
.crumbs{font-size:.9rem;color:var(--muted);padding-top:18px;padding-bottom:4px}
.crumbs a{color:var(--muted)}
.crumbs span{margin:0 6px}

/* ---------- Hero ---------- */
.hero{background:linear-gradient(180deg,var(--blue-50),#fff);padding:46px 0 52px;border-bottom:1px solid var(--line)}
.hero .wrap{display:grid;grid-template-columns:1.08fr .92fr;gap:40px;align-items:start}
.hero h1{margin-bottom:.35em}
.hero .lead{font-size:1.18rem;color:var(--muted);max-width:34em}
.hero-search{display:flex;gap:10px;margin:22px 0 14px;flex-wrap:wrap}
.hero-search input{flex:1 1 260px;border:2px solid var(--sky-2);border-radius:999px;padding:13px 20px;font:500 1.05rem var(--font-b);background:#fff;min-width:0}
.hero-search input:focus{border-color:var(--blue);outline:none}
.paths{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:20px}
.path{display:flex;gap:12px;align-items:center;text-decoration:none;color:var(--ink);background:#fff;border:1.5px solid var(--line);border-radius:var(--r-m);padding:14px 16px;font-weight:700;line-height:1.25}
.path small{display:block;font-weight:500;color:var(--muted);font-size:.88rem}
.path:hover{border-color:var(--blue);background:var(--blue-50)}
.path .ic{flex:none;width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:var(--sky);color:var(--blue-700)}
.path:nth-child(2) .ic,.path:nth-child(4) .ic,.path:nth-child(5) .ic{background:var(--mint);color:var(--green-ink)}

/* mini simulador */
.sim{background:#fff;border:1.5px solid var(--sky-2);border-radius:var(--r-l);padding:22px;box-shadow:0 18px 50px rgba(29,95,208,.12)}
.sim h2{font-size:1.2rem;margin-bottom:12px}
.sim .row{display:grid;grid-template-columns:1fr auto;gap:2px 10px;align-items:center;margin-bottom:10px}
.sim label{font-weight:600;font-size:.95rem}
.sim output{font-weight:800;color:var(--blue-700)}
.sim input[type=range]{grid-column:1/-1;width:100%;accent-color:var(--blue)}
.sim-out{display:flex;gap:18px;flex-wrap:wrap;align-items:baseline;margin:10px 0 4px}
.sim-out .big{font:800 2rem var(--font-h);color:var(--navy)}
.sim-out .sub{color:var(--muted);font-size:.92rem}
.sim-out .gain{color:var(--green-ink);font-weight:700}

/* ---------- Grades e cartões ---------- */
.grid{display:grid;gap:16px}
.grid>*{min-width:0}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.tile{display:flex;flex-direction:column;gap:6px;text-decoration:none;color:var(--ink);background:#fff;border:1.5px solid var(--line);border-radius:var(--r-m);padding:18px}
a.tile:hover{border-color:var(--blue);transform:translateY(-2px);transition:transform .15s}
.tile h3{margin:0;font-size:1.1rem}
.tile p{margin:0;color:var(--muted);font-size:.95rem}
.tile .ic{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;background:var(--sky);color:var(--blue-700);margin-bottom:4px}
.tile .ic.g{background:var(--mint);color:var(--green-ink)}
.tile .ic.a{background:var(--amber-bg);color:var(--amber-ink)}
.tile .more{margin-top:auto;padding-top:6px;font-weight:700;color:var(--blue-700);font-size:.93rem}
.band{display:grid;grid-template-columns:1.3fr 1fr;gap:28px;align-items:center;background:var(--navy);color:#fff;border-radius:var(--r-l);padding:34px}
.band h2{color:#fff}
.band p{color:#C9D9F7}
.band.green{background:var(--green-ink)}
.band.green p{color:#D5F3E3}

/* ---------- Anúncios / afiliados ---------- */
.ad{border:1.5px dashed #9DB7E3;background:repeating-linear-gradient(45deg,#F6F9FF,#F6F9FF 10px,#EEF4FF 10px,#EEF4FF 20px);color:#5B7099;border-radius:10px;display:grid;place-items:center;text-align:center;font-size:.82rem;padding:10px;min-height:100px}
.ad.lb{min-height:100px;margin:26px 0}
.ad.rect{min-height:250px}
.ad b{display:block;font-size:.9rem}
.aff{background:#fff;border:1.5px solid var(--line);border-radius:var(--r-m);padding:16px;display:flex;flex-direction:column;gap:6px}
.aff .ph{height:110px;border-radius:10px;background:var(--sky);display:grid;place-items:center;color:var(--blue-700)}
.aff h3{font-size:1.02rem;margin:4px 0 0}
.aff p{margin:0;color:var(--muted);font-size:.9rem}
.aff .btn{margin-top:auto}
.disclose{background:var(--amber-bg);color:var(--amber-ink);border-radius:10px;padding:10px 14px;font-size:.88rem}

/* ---------- Página de conteúdo ---------- */
.layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:40px;padding-bottom:56px}
.article{max-width:760px}
.article.full{max-width:none}
.author{display:flex;gap:22px;align-items:flex-start;background:var(--blue-50);border:1px solid var(--line);border-radius:var(--r-l);padding:20px;margin:10px 0 18px}
.author img{flex:none;width:140px;height:210px;object-fit:cover;border-radius:14px}
.author p{margin:0 0 10px}
@media (max-width:620px){.author{flex-direction:column}.author img{width:120px;height:180px}}
.article h1{margin-top:6px}
.article h2{margin-top:1.6em;font-size:1.5rem}
.article h3{margin-top:1.3em}
.article p,.article li{font-size:1.06rem}
.article ul,.article ol{padding-left:1.2em}
.article li{margin-bottom:.4em}
.article .tablewrap{margin:12px 0 18px}
.meta{display:flex;gap:10px;flex-wrap:wrap;align-items:center;color:var(--muted);font-size:.9rem;margin-bottom:18px}
.callout{border-left:5px solid var(--green);background:var(--mint);border-radius:0 12px 12px 0;padding:14px 18px;margin:1.3em 0}
.callout.warn{border-color:#D9A100;background:var(--amber-bg)}
.callout.blue{border-color:var(--blue);background:var(--sky)}
.callout.red{border-color:#C24141;background:var(--red-bg)}
.callout b:first-child{display:block;margin-bottom:2px}
.callout p:last-child,.callout ul:last-child{margin-bottom:0}
.credit{display:flex;gap:14px;align-items:flex-start;border:1.5px solid var(--sky-2);background:var(--blue-50);border-radius:var(--r-m);padding:14px 16px;margin:1.2em 0}
.credit .ic{flex:none;width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff}
.credit p{margin:0;font-size:.97rem}
.sources{border-top:1px solid var(--line);margin-top:28px;padding-top:14px;font-size:.92rem;color:var(--muted)}
.sources h2{font-size:1.05rem!important;margin:0 0 6px!important}
.sources ul{margin:0;padding-left:1.1em}
.sources li{font-size:.92rem!important}
.side{display:flex;flex-direction:column;gap:18px;align-self:start;position:sticky;top:90px}
.box{border:1.5px solid var(--line);border-radius:var(--r-m);padding:16px;background:#fff}
.box h3{font-size:1rem;margin-bottom:8px}
.box ul{list-style:none;margin:0;padding:0}
.box li a{display:block;padding:7px 0;text-decoration:none;font-weight:600;border-bottom:1px solid var(--line)}
.box li:last-child a{border-bottom:0}
.next{display:flex;justify-content:space-between;gap:12px;margin-top:30px;flex-wrap:wrap}
.steps{counter-reset:st;list-style:none;padding:0!important;margin:14px 0}
.steps>li{counter-increment:st;position:relative;padding:2px 0 14px 50px;margin:0}
.steps>li::before{content:counter(st);position:absolute;left:0;top:0;width:34px;height:34px;border-radius:50%;background:var(--blue);color:#fff;font:800 1rem var(--font-h);display:grid;place-items:center}
.steps>li:not(:last-child)::after{content:"";position:absolute;left:16px;top:38px;bottom:4px;width:2px;background:var(--sky-2)}
.steps>li b:first-child{display:block;color:var(--navy)}
.three{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:16px 0}
.three .col{border:1.5px solid var(--sky-2);border-radius:var(--r-m);overflow:hidden;background:#fff}
.three .col h3{margin:0;background:var(--navy);color:#fff;font-size:1rem;padding:10px 14px}
.three .col.g h3{background:var(--green-ink)}
.three .col.b h3{background:var(--blue)}
.three .col ul{margin:0;padding:10px 14px 12px 30px}
.three .col li{font-size:.97rem!important;margin-bottom:.2em}
.three .col .no{border-top:1px dashed var(--line);padding:8px 14px 12px;font-size:.9rem;color:var(--red-ink)}

/* ---------- Calculadoras ---------- */
.calc{display:grid;grid-template-columns:minmax(300px,380px) minmax(0,1fr);gap:26px;align-items:start}
.form{background:var(--blue-50);border:1.5px solid var(--sky-2);border-radius:var(--r-l);padding:22px;position:sticky;top:90px;max-height:calc(100vh - 110px);overflow:auto}
.field{margin-bottom:14px}
.field label{display:block;font-weight:700;font-size:.95rem;margin-bottom:5px}
.field .hint{font-size:.82rem;color:var(--muted);margin-top:3px}
.fgroup{font:800 .78rem var(--font-b);text-transform:uppercase;letter-spacing:.05em;color:var(--blue-700);margin:20px 0 10px;padding-top:14px;border-top:1px solid var(--sky-2)}
.fgroup:first-child{margin-top:0;padding-top:0;border-top:0}
.inp{display:flex;align-items:stretch;border:2px solid var(--sky-2);background:#fff;border-radius:12px;overflow:hidden}
.inp:focus-within{border-color:var(--blue)}
.inp input,.inp select{flex:1;min-width:0;border:0;padding:11px 12px;font:600 1.05rem var(--font-b);background:transparent;color:var(--ink);outline:none}
.inp .fix{display:grid;place-items:center;padding:0 12px;background:var(--sky);color:var(--muted);font-weight:700;font-size:.92rem}
.inp.bad{border-color:#D14B4B}
.live-badge{display:inline-block;margin-left:6px;font-size:.72rem;font-weight:700;background:var(--mint);color:var(--green-ink);border-radius:99px;padding:1px 8px;vertical-align:middle}
.res{display:flex;flex-direction:column;gap:18px;min-width:0}
.kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:12px}
.kpi{border:1.5px solid var(--line);border-radius:var(--r-m);padding:14px 16px;background:#fff}
.kpi.main{background:var(--navy);border-color:var(--navy);color:#fff;grid-column:1/-1}
.kpi .k{font-size:.88rem;color:var(--muted);font-weight:600}
.kpi.main .k{color:#B9CCF2}
.kpi .v{font:800 1.65rem var(--font-h);color:var(--navy);overflow-wrap:anywhere}
.kpi.main .v{color:#fff;font-size:2.3rem}
.kpi.g .v{color:var(--green-ink)}
.kpi.warn .v{color:var(--red-ink)}
.words{background:var(--mint);border-radius:var(--r-m);padding:16px 18px;font-size:1.05rem}
.words b{color:var(--green-ink)}
.chartbox{border:1.5px solid var(--line);border-radius:var(--r-m);padding:14px 14px 8px;background:#fff;position:relative}
.chartbox h3{font-size:1rem;margin-bottom:6px}
.chart{width:100%;height:auto;display:block;overflow:visible}
.chart text{font:600 13px var(--font-b);fill:var(--muted)}
.legend{display:flex;gap:16px;flex-wrap:wrap;font-size:.86rem;font-weight:600;margin:2px 0 6px}
.legend i{display:inline-block;width:11px;height:11px;border-radius:3px;margin-right:6px;vertical-align:-1px}
.tip{position:absolute;pointer-events:none;background:var(--navy);color:#fff;font-size:.82rem;border-radius:8px;padding:7px 10px;transform:translate(-50%,-110%);white-space:nowrap;display:none;z-index:5}
.tablewrap{overflow:auto;max-height:520px;border:1.5px solid var(--line);border-radius:var(--r-m)}
table.t{border-collapse:collapse;width:100%;font-size:.93rem;background:#fff}
table.t th,table.t td{padding:8px 12px;text-align:right;border-bottom:1px solid var(--line);white-space:nowrap}
table.t th:first-child,table.t td:first-child{text-align:left}
table.t thead th{position:sticky;top:0;background:var(--sky);color:var(--navy);z-index:1}
table.t.wrapcells td,table.t.wrapcells th{white-space:normal;text-align:left;vertical-align:top;min-width:110px}
table.t.wrapcells td:first-child{font-weight:700;min-width:130px}
table.t td.c,table.t th.c{text-align:center}
.yes{color:var(--green-ink);font-weight:800}
.no-{color:var(--red-ink);font-weight:800}
.part{color:var(--amber-ink);font-weight:800}
details.how{border:1.5px solid var(--line);border-radius:var(--r-m);padding:4px 16px;background:#fff}
details.how summary,.acc summary{cursor:pointer;font-weight:700;padding:12px 0;list-style:none;display:flex;justify-content:space-between;gap:10px;align-items:center}
details summary::-webkit-details-marker{display:none}
details summary::after{content:"+";font-size:1.4rem;color:var(--blue);line-height:1}
details[open]>summary::after{content:"–"}
.formula{font:600 .95rem/1.7 ui-monospace,Menlo,Consolas,monospace;background:var(--sky);border-radius:10px;padding:10px 14px;overflow:auto;margin:8px 0 12px}
.share{display:flex;gap:10px;flex-wrap:wrap;align-items:center}
.toast{position:fixed;left:50%;bottom:24px;transform:translateX(-50%);background:var(--navy);color:#fff;border-radius:999px;padding:10px 20px;font-weight:600;z-index:150;display:none}
.toast.on{display:block}
.catsec h3{margin:26px 0 12px}

/* ---------- Índices pessoais ---------- */
.st{display:inline-block;font-size:.8rem;font-weight:800;border-radius:999px;padding:3px 11px;white-space:nowrap}
.st.ok{background:var(--mint);color:var(--green-ink)}
.st.mid{background:var(--amber-bg);color:var(--amber-ink)}
.st.bad{background:var(--red-bg);color:var(--red-ink)}
.st.neu{background:var(--sky);color:var(--blue-700)}
.idx{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:12px}
.ix{border:1.5px solid var(--line);border-radius:var(--r-m);padding:14px 16px;background:#fff;display:flex;flex-direction:column;gap:6px}
.ix.ok{border-color:var(--mint-2)}
.ix.mid{border-color:#F1D28A}
.ix.bad{border-color:#EDB4B4}
.ix .top{display:flex;justify-content:space-between;gap:8px;align-items:flex-start}
.ix h3{font-size:1rem;margin:0}
.ix .val{font:800 1.6rem var(--font-h);color:var(--navy)}
.ix p{margin:0;font-size:.9rem;color:var(--muted)}
.ix .fx{font:600 .82rem ui-monospace,Menlo,Consolas,monospace;color:var(--blue-700)}
.summary-ok{display:flex;gap:6px;flex-wrap:wrap;align-items:center}

/* ---------- Mapa de investimentos ---------- */
.filters{display:flex;flex-wrap:wrap;gap:14px 26px;align-items:center;background:var(--blue-50);border:1.5px solid var(--sky-2);border-radius:var(--r-m);padding:14px 18px;margin-bottom:20px}
.filters .grp{display:flex;gap:8px;align-items:center;flex-wrap:wrap}
.filters label.sw{display:flex;gap:8px;align-items:center;font-weight:600;cursor:pointer}
.filters input[type=range]{accent-color:var(--blue)}
.inv{background:#fff;border:1.5px solid var(--line);border-radius:var(--r-m);padding:16px;text-align:left;display:flex;flex-direction:column;gap:8px;color:var(--ink)}
.inv:hover{border-color:var(--blue)}
.inv h3{margin:0;font-size:1.1rem}
.inv .tags{display:flex;gap:6px;flex-wrap:wrap}
.risk{display:flex;gap:4px;align-items:center;font-size:.82rem;font-weight:700;color:var(--muted)}
.risk i{width:16px;height:8px;border-radius:4px;background:var(--line)}
.risk i.on{background:var(--blue)}
.risk.hi i.on{background:#C2552B}
.modal{position:fixed;inset:0;background:rgba(11,42,91,.5);z-index:110;display:none;align-items:center;justify-content:center;padding:16px}
.modal.on{display:flex}
.modal .card{background:#fff;border-radius:var(--r-l);width:min(640px,100%);max-height:88vh;overflow:auto;padding:26px 28px;position:relative}
.modal .x{position:absolute;right:14px;top:12px;border:0;background:var(--sky);width:36px;height:36px;border-radius:50%;font-size:1.2rem}
.dl{display:grid;grid-template-columns:130px 1fr;gap:8px 14px;margin:14px 0}
.dl dt{font-weight:700;color:var(--muted);font-size:.92rem}
.dl dd{margin:0}

/* ---------- Mapa do SFN ---------- */
.sfn-wrap{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:22px;align-items:start}
.sfn{display:grid;grid-template-columns:118px minmax(0,2.1fr) minmax(0,1fr) minmax(0,1fr);gap:8px}
.sfn .seg{font:800 .82rem var(--font-b);color:#fff;border-radius:10px;padding:8px 10px;text-align:center;line-height:1.25}
.sfn .seg.s1{background:var(--navy)}
.sfn .seg.s2{background:#1E6E8E}
.sfn .seg.s3{background:var(--green-ink)}
.sfn .lvl{font:800 .78rem var(--font-b);text-transform:uppercase;letter-spacing:.04em;color:var(--muted);display:flex;flex-direction:column;justify-content:center;gap:2px;padding-right:4px}
.sfn .lvl small{text-transform:none;letter-spacing:0;font-weight:500;font-size:.78rem}
.sfn .cell{display:flex;flex-wrap:wrap;gap:6px;align-content:flex-start;background:var(--blue-50);border:1.5px solid var(--sky-2);border-radius:12px;padding:8px}
.sfn .arrow{grid-column:2/-1;display:grid;grid-template-columns:minmax(0,2.1fr) minmax(0,1fr) minmax(0,1fr);gap:8px;color:var(--muted);font-size:.78rem;font-weight:700;text-align:center;margin:-2px 0}
.sfn .arrow span::before{content:"↓ "}
.node{flex:1 1 auto;border:1.5px solid var(--line);background:#fff;border-radius:10px;padding:8px 10px;text-align:left;font-weight:700;font-size:.9rem;line-height:1.2;color:var(--ink);min-width:0}
.node small{display:block;font-weight:500;color:var(--muted);font-size:.76rem;margin-top:2px}
.node:hover{border-color:var(--blue);background:var(--sky)}
.node.on{background:var(--blue);border-color:var(--blue);color:#fff}
.node.on small{color:#DCE8FF}
.sfn.focus .node:not(.rel):not(.on){opacity:.42}
.node.rel{border-color:var(--blue)}
.sfn-extra{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:14px}
.sfn-extra .cell{display:flex;flex-wrap:wrap;gap:6px;background:#fff;border:1.5px dashed var(--sky-2);border-radius:12px;padding:10px}
.sfn-extra h3{width:100%;font-size:.9rem;margin:0 0 2px;color:var(--muted);font-family:var(--font-b);text-transform:uppercase;letter-spacing:.04em}
.sfn-detail{border:1.5px solid var(--sky-2);border-radius:var(--r-l);padding:20px;background:#fff;position:sticky;top:90px;box-shadow:0 14px 40px rgba(11,42,91,.08)}
.sfn-detail h2{font-size:1.4rem;margin:6px 0 8px}
.sfn-detail ul{padding-left:1.1em;margin:0 0 10px}
.sfn-detail li{font-size:.97rem;margin-bottom:.3em}
.sfn-detail .callout{margin:10px 0;font-size:.97rem}

/* ---------- Certificações, checklists, problemas ---------- */
.who{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:10px;margin:12px 0}
.who button{text-align:left;border:2px solid var(--line);background:#fff;border-radius:14px;padding:12px 14px;font-weight:700;color:var(--ink);line-height:1.3}
.who button:hover{border-color:var(--blue);background:var(--blue-50)}
.who button[aria-pressed=true]{border-color:var(--blue);background:var(--sky)}
.answer{border:2px solid var(--blue);border-radius:var(--r-l);padding:18px 20px;background:#fff;margin:6px 0 18px}
.answer h3{margin-top:0}
.cert{border:1.5px solid var(--line);border-radius:var(--r-m);background:#fff;padding:16px;display:flex;flex-direction:column;gap:8px}
.cert h3{margin:0;font-size:1.12rem}
.cert .by{font-size:.85rem;color:var(--muted);font-weight:600}
.cert dl{display:grid;grid-template-columns:118px 1fr;gap:4px 10px;margin:4px 0;font-size:.92rem}
.cert dt{font-weight:700;color:var(--muted)}
.cert dd{margin:0}
.cert .links{display:flex;gap:8px;flex-wrap:wrap;margin-top:auto;padding-top:6px}
.check{display:flex;gap:12px;align-items:flex-start;border:1.5px solid var(--line);border-radius:12px;padding:12px 14px;background:#fff;margin-bottom:8px;cursor:pointer}
.check input{width:22px;height:22px;flex:none;accent-color:#C24141;margin-top:2px}
.check.on{border-color:#EDB4B4;background:#FFF7F7}
.meter{height:14px;border-radius:99px;background:var(--sky);overflow:hidden;margin:8px 0}
.meter i{display:block;height:100%;border-radius:99px;transition:width .2s}
.prob-tabs{display:flex;flex-wrap:wrap;gap:8px;margin:12px 0 16px}
.suggest{background:linear-gradient(135deg,var(--navy),#174BA6);color:#fff;border-radius:var(--r-l);padding:26px;margin:26px 0;display:grid;grid-template-columns:1fr 1.2fr;gap:24px;align-items:start}
.suggest h2{color:#fff;margin-bottom:6px}
.suggest p{color:#C9D9F7}
.suggest form{background:#fff;border-radius:var(--r-m);padding:18px;color:var(--ink)}
.suggest textarea{width:100%;min-height:110px;border:2px solid var(--sky-2);border-radius:12px;padding:10px 12px;font:500 1rem var(--font-b);resize:vertical}
.suggest textarea:focus{outline:none;border-color:var(--blue)}
.suggest .ok-msg{background:var(--mint);color:var(--green-ink);border-radius:10px;padding:12px 14px;font-weight:600}

/* ---------- Quiz, ciclo de vida, acordeões ---------- */
.quiz{max-width:760px;margin:0 auto}
.progress{height:8px;background:var(--sky);border-radius:99px;overflow:hidden;margin-bottom:18px}
.progress i{display:block;height:100%;background:var(--green);transition:width .25s}
.opt{display:block;width:100%;text-align:left;background:#fff;border:2px solid var(--line);border-radius:14px;padding:14px 18px;margin-bottom:10px;font-weight:600;color:var(--ink)}
.opt:hover{border-color:var(--blue);background:var(--blue-50)}
.result{border:2px solid var(--sky-2);border-radius:var(--r-l);padding:26px;background:#fff}
.alloc{display:flex;height:34px;border-radius:10px;overflow:hidden;margin:14px 0 8px;font-size:.8rem;font-weight:700;color:#fff}
.alloc span{display:grid;place-items:center;min-width:0;padding:0 4px;overflow:hidden;white-space:nowrap}
.stages{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:16px}
.stage{flex:1 1 140px;border:2px solid var(--line);background:#fff;border-radius:14px;padding:12px;text-align:left;font-weight:700;color:var(--ink)}
.stage small{display:block;font-weight:500;color:var(--muted)}
.stage[aria-pressed=true]{border-color:var(--blue);background:var(--sky)}
.acc{border:1.5px solid var(--line);border-radius:var(--r-m);background:#fff;padding:2px 18px;margin-bottom:10px}
.acc[open]{border-color:var(--blue)}
.acc .body{padding:0 0 14px}

/* ---------- Indicadores ---------- */
.ind-val{font:800 2.6rem var(--font-h);color:var(--navy)}
.indc{border:1.5px solid var(--line);border-radius:var(--r-m);background:#fff;padding:16px;display:flex;flex-direction:column;gap:6px}
.indc h3{margin:0;font-size:1.1rem}
.indc .lv{font:800 1.7rem var(--font-h);color:var(--navy)}
.indc .who-l{font-size:.84rem;color:var(--muted);font-weight:600}
.indc p{margin:0;font-size:.95rem}
.indc .bolso{background:var(--mint);border-radius:10px;padding:8px 10px;font-size:.92rem}
.indc .fx{font:600 .9rem ui-monospace,Menlo,Consolas,monospace;background:var(--sky);border-radius:8px;padding:6px 10px}
.region{margin:26px 0 12px;display:flex;align-items:center;gap:10px}
.region h3{margin:0}

/* ---------- Glossário ---------- */
.gl-search{width:100%;max-width:520px;border:2px solid var(--sky-2);border-radius:999px;padding:12px 20px;font:500 1.05rem var(--font-b)}
.gl-search:focus{outline:none;border-color:var(--blue)}
.az{display:flex;flex-wrap:wrap;gap:4px;margin:14px 0}
.az a{width:34px;height:34px;display:grid;place-items:center;border-radius:8px;text-decoration:none;font-weight:700;background:var(--sky);color:var(--blue-700)}
.term{border-bottom:1px solid var(--line);padding:14px 0}
.term h3{margin:0 0 4px;font-size:1.1rem}
.term p{margin:0}

/* ---------- Rodapé ---------- */
footer{background:var(--navy);color:#C9D9F7;padding:46px 0 26px;margin-top:0;font-size:.95rem}
footer h4{color:#fff;font-size:1rem}
footer a{color:#C9D9F7;text-decoration:none}
footer a:hover{color:#fff;text-decoration:underline}
footer ul{list-style:none;margin:0;padding:0}
footer li{margin-bottom:7px}
.fgrid{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:28px}
.legal{border-top:1px solid #254a8c;margin-top:28px;padding-top:18px;font-size:.84rem;color:#9FB6E3}
.cookie{position:fixed;left:16px;right:16px;bottom:16px;max-width:620px;background:#fff;border:1.5px solid var(--sky-2);border-radius:16px;padding:16px 18px;box-shadow:0 12px 40px rgba(11,42,91,.25);z-index:120;display:none;gap:14px;align-items:center;flex-wrap:wrap}
.cookie.on{display:flex}
.cookie p{margin:0;flex:1 1 260px;font-size:.9rem}

/* ---------- Barras ---------- */
.bars{display:flex;flex-direction:column;gap:12px;padding:6px 0 10px}
.bar{display:grid;grid-template-columns:minmax(120px,210px) 1fr auto;gap:12px;align-items:center;font-size:.95rem}
.bar .lab{font-weight:600}
.bar .trk{background:var(--sky);border-radius:99px;height:16px;overflow:hidden}
.bar .trk i{display:block;height:100%;border-radius:99px}
.bar b{font-variant-numeric:tabular-nums;white-space:nowrap}
.bar.best .lab::after{content:" · melhor";color:var(--green-ink);font-weight:700}

/* ---------- Responsivo ---------- */
@media (min-width:1061px) and (max-width:1340px){
  #sbtn .lbl,#sbtn kbd{display:none}
  #sbtn{padding:9px 11px;flex:none}
  .logo{font-size:1.24rem}
}
@media (min-width:1061px) and (max-width:1130px){
  .menu>li>a,.menu>li>button{padding:10px 6px;font-size:.9rem}
  .logo{font-size:1.16rem;gap:8px}
}
@media (max-width:1180px){
  .menu>li>a,.menu>li>button{padding:10px 8px;font-size:.93rem}
  .icon-btn kbd{display:none}
  .logo{margin-right:6px}
}
@media (max-width:1100px){
  .sfn-wrap{grid-template-columns:1fr}
  .sfn-detail{position:static}
}
@media (max-width:1060px){
  .hero .wrap{grid-template-columns:1fr}
  .layout{grid-template-columns:1fr}
  .side{position:static}
  .calc{grid-template-columns:1fr}
  .form{position:static;max-height:none}
  .g3,.g4{grid-template-columns:repeat(2,1fr)}
  .band{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr 1fr}
  .suggest{grid-template-columns:1fr}
  .burger{display:inline-flex}
  .menu{position:fixed;inset:0 0 0 0;top:var(--navh,106px);background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:12px 16px 40px;overflow:auto;display:none;z-index:65}
  body.menu-open .menu{display:flex}
  .menu>li>a,.menu>li>button{width:100%;justify-content:space-between;padding:15px 8px;border-bottom:1px solid var(--line);border-radius:0;font-size:1.05rem}
  .panel,.panel.wide,.panel.right{position:static;width:auto;box-shadow:none;border:0;padding:4px 0 10px 8px;min-width:0}
  .panel .cols,.panel .cols.c2,.panel .cols.c4,.panel .cols.c5{grid-template-columns:1fr}
  .nav-tools{margin-left:auto}
  .icon-btn .lbl{display:none}
  .ticker .tk-note{display:none}
}
@media (max-width:760px){
  .sfn{grid-template-columns:1fr}
  .sfn .lvl{flex-direction:row;align-items:baseline;gap:8px;margin-top:8px}
  .sfn .arrow{display:none}
  .sfn .seg{display:none}
  .sfn .cell::before{content:attr(data-seg);width:100%;font:800 .72rem var(--font-b);text-transform:uppercase;letter-spacing:.04em;color:var(--blue-700)}
  .sfn-extra{grid-template-columns:1fr}
  .three{grid-template-columns:1fr}
}
@media (max-width:620px){
  body{font-size:16px}
  .wrap{padding:0 16px}
  .g2,.g3,.g4,.paths{grid-template-columns:1fr}
  .sec{padding:40px 0}
  .fgrid{grid-template-columns:1fr}
  .dl{grid-template-columns:1fr}
  .kpi.main .v{font-size:1.9rem}
  .ticker .wrap{gap:4px 14px}
  .logo{font-size:1.2rem;margin-right:4px}
  .bar{grid-template-columns:1fr auto}
  .bar .trk{grid-column:1/-1;order:3}
  .suggest{padding:18px}
  .cert dl{grid-template-columns:1fr}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *{transition:none!important;animation:none!important}
}
@media print{.ticker,.nav,footer,.ad,.side,.cookie,.form,.share{display:none!important}}
.paths .path{min-width:0}
.calc>*,.layout>*,.hero .wrap>*,.sfn-wrap>*{min-width:0}
.inp select{width:100%;text-overflow:ellipsis}
.g2 .band{grid-template-columns:1fr}
@media (min-width:1061px){.layout.side420{grid-template-columns:minmax(0,1fr) 420px}}

/* WordPress */
.article img{max-width:100%;height:auto;border-radius:12px}
.article .wp-block-image{margin:18px 0}
.screen-reader-text{position:absolute;left:-9999px}
.nav-links{display:flex;gap:10px;margin-top:20px}